1. Acceptance of These Terms
Welcome to quorim.io (the “Site”), operated by Quorim, LLC (“Quorim,” “we,” “us,” or “our”), an operating company of iAltA. These Terms of Service (the “Terms”) govern your access to and use of the Site. By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Site.
2. The Site Is Informational
The Site describes Quorim, our team, and the network infrastructure we are building for private credit markets. Content on the Site is provided for general informational purposes only. Nothing on the Site constitutes, or should be construed as, an offer to sell or a solicitation of an offer to buy any security or financial instrument, a recommendation or endorsement of any investment strategy or transaction, or legal, tax, accounting, or investment advice. Quorim does not originate, sponsor, broker, underwrite, or advise on any investment opportunity.
3. The Quorim Platform
The Quorim platform and network services are made available to institutional participants under separate written agreements. These Terms govern the Site only; access to and use of the platform is governed exclusively by the applicable participant agreements, and nothing in these Terms grants any right to access or use the platform.
4. Intellectual Property
The Site and all of its content — including text, graphics, logos, designs, page layouts, images, and software — are owned by or licensed to Quorim and are protected by copyright, trademark, and other intellectual property laws. The Quorim name, logo, and marks are trademarks of Quorim, and the marks of iAltA and other companies referenced on the Site belong to their respective owners.
We grant you a limited, revocable, non-exclusive, non-transferable license to access the Site and to view and download its content for your personal or internal business use. Except as expressly permitted, you may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the Site without our prior written consent.
5. Acceptable Use
You agree not to:
- use the Site in any way that violates applicable law or regulation;
- use automated means — including bots, scrapers, or crawlers — to access the Site or extract its content, other than standard search-engine indexing;
- attempt to probe, scan, or test the vulnerability of the Site, circumvent its security measures (including the anti-bot protections on our contact form), or interfere with its operation or infrastructure;
- submit false, misleading, or unlawful content through the Site, or impersonate any person or entity; or
- use the Site to transmit malicious code or any form of unsolicited advertising.
We may restrict or terminate access to the Site, without notice, for any conduct that we reasonably believe violates these Terms.
6. Submissions
If you contact us through the Site, you represent that the information you provide is accurate and that you are authorized to provide it. Personal information you submit is handled in accordance with our Privacy Policy. Any ideas, suggestions, or feedback you choose to send us are provided on a non-confidential basis, and you grant us the right to use them without restriction or compensation to you.
7. Third-Party Sites
The Site contains links to websites operated by third parties, including LinkedIn and iAltA. Those sites are governed by their own terms and privacy policies, and we are not responsible for their content or practices. A link on the Site does not imply our endorsement.
8. Disclaimer of Warranties
THE SITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY CONTENT IS ACCURATE, COMPLETE, OR CURRENT. INFORMATION ON THE SITE MAY DESCRIBE PLANS, PRODUCTS, OR CAPABILITIES THAT ARE IN DEVELOPMENT AND SUBJECT TO CHANGE WITHOUT NOTICE.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, QUORIM AND ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION — ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SITE, UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SITE EXCEED ONE HUNDRED U.S. DOLLARS (US $100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
10. Indemnification
You agree to indemnify, defend, and hold harmless Quorim and its affiliates, and their respective officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your misuse of the Site.
11. Governing Law and Venue
These Terms and any dispute arising out of or relating to them or the Site are governed by the laws of the State of New York, without regard to its conflict-of-laws principles. You agree that any such dispute will be resolved exclusively in the state or federal courts located in New York County, New York, and you consent to the personal jurisdiction of those courts.
12. Changes to These Terms
We may revise these Terms from time to time. When we do, we will update the “Last updated” date at the top of this page. Changes take effect when posted, and your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
13. General
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Quorim regarding the Site. If any provision of these Terms is held unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any provision is not a waiver of our right to do so later. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.
14. Contact Us
Questions about these Terms? Please reach out through our contact page.